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Last updated: 8/20/2026

ZCK Enterprises, LLC, doing business as Visionary Funding (“Visionary Funding,” “we,” “us,” or “our”) offers a text messaging (SMS/MMS) program to help communicate with clients and prospective clients about their funding applications and accounts. This policy explains how we collect, use, and protect information in connection with that program. It supplements — and does not replace — our general website Privacy Policy.

1. Information We Collect

When you opt in to receive text messages from Visionary Funding, we collect your mobile phone number and the fact that you consented to receive messages. We may also collect information about the messages we send and receive with you (such as delivery status and your replies, e.g., STOP or HELP) for compliance and customer service purposes.

2. How We Use Your Information

We use your mobile number and related opt-in information to:

  • Send you updates about your funding application or account (e.g., status updates, document requests, or payment/payoff confirmations)
  • Respond to messages you send us
  • Maintain records of consent as required by law and by our messaging carriers

3. We Do Not Share Your Mobile Information

No mobile information will be shared or sold to third parties or affiliates for marketing or promotional purposes. This includes text messaging originator opt-in data and consent — this information will not be shared with any third parties for their own marketing purposes.

Sharing of your mobile information with third parties is limited to:

  • Subcontractors and service providers who help us operate the SMS program itself (e.g., our SMS platform provider), solely for the purpose of delivering messages to you
  • Situations required to comply with applicable law, regulation, or legal process

All other categories of personal information (beyond mobile opt-in data) are handled as described in our general Privacy Policy.

4. Message Frequency

Message frequency varies based on your funding application and account activity. You can generally expect [e.g., “up to 4-8 messages per month” — fill in based on your actual expected cadence]. Message frequency may vary.

5. Message and Data Rates

Message and data rates may apply. Standard messaging rates from your wireless carrier may apply to any text messages we send you, depending on your mobile plan.

6. Opting Out

You can opt out of receiving text messages from Visionary Funding at any time by replying STOP to any message you receive from us. After you send STOP, we will send you a one-time confirmation that you have been unsubscribed. You will no longer receive text messages from us unless you opt back in.

7. Getting Help

Reply HELP to any message you receive from us, or contact us at:

8. Supported Carriers

Carriers are not liable for delayed or undelivered messages.

9. Changes to This Policy

We may update this Text Messaging Privacy Policy from time to time. Changes will be posted on this page with an updated effective date.

10. Contact Us

ZCK Enterprises, LLC d/b/a Visionary Funding
8151 Clayton Road, Suite 301, St. Louis, MO 63117
314-590-1400
info@visfunds.com